David Schwartz vs. Flare CEO: How Big Can XRP Ledger Lending Get?

Crypto Insight Summary: A debate over XRP lending has opened between Ripple CTO Emeritus David Schwartz and Flare CEO Hugo Philion, who differ on how big the XRP Ledger opportunity could be. The exchange stays friendly, yet it shows a race to build XRP lending before the native tools even launch. What XRP Ledger Lending Is and Why Crypto Insight Analysis: Direction: Bullish XRP Impact: Minor Impact Horizon: Mid-term (1-8 weeks) Reasoning: Debate highlights potential for XRP lending, but native tools not yet launched.