Zest Bets Bitcoin Can Back Loans Without Ever Leaving Its Own Chain

Crypto Insight Summary: Bitcoin is the largest crypto asset by market value, yet almost all of it sits still. Spark’s research counted 91,332 BTC across Bitcoin layer-2 networks in May 2026, or about 0.46% of the circulating supply. Adding every wrapped token and all Babylon staking lifts the share to only about 0.8%. Most holders who do put Crypto Insight Analysis: Direction: Neutral Impact: No Impact Horizon: Long-term (1 quarter-1 year) Reasoning: The concept of using Bitcoin for loans without moving it is theoretical and has minimal immediate market impact.