Congress Strikes Housing-Bill Deal That Bans Fed CBDC Through 2030

Crypto Insight Summary: 1. 3. 5. Congressional negotiators folded a statutory ban on a Federal Reserve central bank digital currency into the bipartisan 21st Century ROAD to Housing Act, blocking any Fed-issued retail digital dollar until December 31, 2030. The text now heads back to the Senate floor. 6644]( Warren "the biggest housing bill in more than 30 years." The CBDC section amends the Federal Reserve Act. The prohibition runs through December 31, 2030, unless Congress acts again. The bill as a dollar-denominated digital asset that is U.S. Crypto Insight Analysis: Direction: Neutral Impact: Minor Impact Horizon: Mid-term (1-8 weeks) Reasoning: Ban on Fed CBDC reduces institutional competition but doesn't directly affect crypto market dynamics.