Banxa Wants to Make Stablecoin Payments Invisible

Crypto Insight Summary: While stablecoin adoption has increased significantly in 2026, real payments still represent only a fraction of the trillions moving on-chain. In 2025, around 3.6% of adjusted stablecoin volume came from actual payments. Much of it has to do with something called the checkout problem.  Paying with a stablecoin can still mean a second screen, another Crypto Insight Analysis: Direction: Neutral Impact: Minor Impact Horizon: Mid-term (1-8 weeks) Reasoning: Stablecoin payment adoption is gradual, not immediate market mover.